As part of my wildfire volunteer work, I’ve tried and failed to find data or reports on how many people are uninsured. I suspect the percentages are getting pretty high in CA amongst those who have no mortgage (mostly seniors). As far as hurricane insurance, there is a program called Fortified Home, where qualified homes can get insurance against extreme weather such as hurricanes and tornadoes. The program incentivizes people to harden their homes for roof damage etc. The insurance industry is running a similar program in CA, called Wildfire Prepared Home (WPH). I was non-renewed in July, got my house qualified as a WPH, and my insurance was reinstated in August.
I think it depends if you move somewhere w/o buying a house and you don't consider it necessarily to be a long term thing or not. Even in CA I would look closely at flood risk and fire risk. Zillow publishes those ratings now - not sure how long they've been doing that. And no way would I buy a house in a place like Phoenix or Las Vegas that is already super hot. It's not going to get any cooler. Heavily forested areas in CA - nope. Gulf coast - nope.
Someone pointed out to me recently that Minnesota is the only place to live in the USA that is safe from climate change. Of course, before last couple of years, people were saying the same thing about Vermont.
Wisconsin is pretty safe in that respect, too. With two great lakes, we aren't going to be running out of fresh water anytime soon...
Probably no place is "safe" from climate change ultimately if we stay on the same trajectory, so it's a matter of picking the least worst I guess.
Yeah, i keep thinking about how Waterworld is going to come true. As well as Terminator. I’ve been having a lot of anxiety lately…
Same in California. Moved there in '96 and I remember the talk of "the big one" hitting (earthquakes). Nothing's happened.....but it's only a matter of time. Felt lucky nothing to big hit while I lived in SF because quite frankly I don't think the city's construction is ready for "the big one".
The biggest one in the last two hundred years was in Missouri. Yet, St. Louis is less prepared than SF.
Thanks for this info, mj. I have spent a lot of time and money protecting my property from fire danger, yet my insurance has gone up almost 400% in the past five years, and I am expecting another jump when renewal comes up shortly.
Wow that’s pretty bad. My Verisk Fireline rating = 6, so my insurance went from $4,233.15 in 2019 to $7,938.15 today. So that’s less than 2x in 5 years. If u can qualify for WPH, you should do so. I’m expecting insurance to go up probably another 40-50% next year.
What's the elevation of this waterfront lot Fortune: Soccer star Neymar bought an empty waterfront lot in Miami for $26 million. He could be planning to build a 13,000-square-foot mansion Miami Herald... written by the Inter Miami beat writer: https://amp.miamiherald.com/sports/mls/inter-miami/article294705799.html
gasp Don Garber doesn't control FIFA I see @tombogert said on @herculezg’s latest podcast that MLS clearly told FIFA it wanted the MLS Cup winner to get the Club World Cup host spot, and FIFA ignored that. I second Tom’s reporting. Heard it weeks ago from a source who was not authorized to say it publicly.— Jonathan Tannenwald (@thegoalkeeper) November 1, 2024
I’ve got confession and mass later on today and this evening so I’ll miss the game but if Miami loses tonight against Atlanta, will that be good or bad for MLS?
Not sure, but it will be good for me . And it’s not that I don’t like Messi. It’s more just relishing in what would be the destruction of the pre-ordained narrative, Graber and MLS Central melting down at the lost revenue, the reality of the playoff crap-shootedness bearing down on them, and the triumph of the underdog.
Also , if Atlanta United gets another home game, (although am not sure if they can or will because of their record) they are guaranteed at least another sold out crowd of 70k+ fans! Garber might love that.
Messi , Beckham , Miami and Company have been Don Garber’s number one priority for the last two years. Therefore , how exactly will a Miami loss and elimination help him or MLS?
It will give respect to the rest of MLS, which has largely been ignored by the league since Messi joined, and make it seem like less of a pushover retirement league, and reinforce the idea that in the end it's the player's performance and not just the reputation that wins games. This is the competitive spirit with which the league can thrive. Short term loss sure, but long term win. All that said, it's probably in vain. Very likely that Miami wins .
This just shows how difficult it is to win in MLS and overaged superstars don't win championships. https://www.mlssoccer.com/competitions/mls-cup-playoffs-cup-short/2024/matches/miavsatl-11-09-2024/
The average age of last night starters this time next year will be 27.9. Drake Callender GK October 7, 1997 (age 28) Jordi Alba DF March 21, 1989 (age 36) David Martínez DF January 21, 1998 (age 27) Tomás Avilés DF August 3, 2004 (age 21) Marcelo Weigandt DF January 11, 2000 (age 25) Matías Rojas MF November 3, 1995 (age 30) Federico Redondo MF January 18, 2003 (age 22) Benjamin Cremaschi United States MF March 2, 2005 (age 20) Diego Gómez MF March 27, 2003 (age 22) Luis Suárez FW January 24, 1987 (age 38) Lionel Messi (captain) FW June 24, 1987 (age 38) Bench average age will be 27.7 Noah Allen DF April 28, 2004 (age 21) Ryan Sailor D November 27, 1998 (age 26) Robert Taylor MF October 21, 1994 (age 31) Leonardo Campana FW July 24, 2000 (age 25) Julian Gressel MF December 16, 1993 (age 31) Lawson Sunderland MF November 7, 2001 (age 24) Franco Negri DF February 20, 1995 (age 30) CJ dos Santos GK August 24, 2000 (age 25) Sergio Busquets MF July 16, 1988 (age 37) The average age isn't that high because they have a lot of good, young signings but the problem is with the existing stars. Tata Martino said Messi may be leaving despite his contract. I also can't imagine Suarez remaining at 38 come January.