my parents added me to their car insurance policy and it added 4 thousand dollars to their car insurance. is there any other companies that offer cheap car insurance? is it because i am a inexperienced driver? i don't have my driver's license yet, but have a appointment with the DMV to take the behind-the-wheel test. is there any good student discounts? and i am not really driving a new car, it’s a 93’ isuzu rodeo. i live in the state of california, is that a factor to why the car insurance is high for me? my parents only pay 1k for 3 people who are both of my parents and my older sister.