So you're back to downplaying the gotcha that additional enrollment period causes? Here's a thought. Why not have a single "Medicare Open enrollment" period from October 1st to December 31st with any changes taking place on January 1st? You know, the same approach as the ACA has?
Medicare open enrollment is already 10/15 to 12/7. As I have said multiple times. You have to cut it off early to make sure coverage can start on Jan 1 for the millions of people that make a change. Why is this such a big deal for you? You really don’t want there to be an additional EP? Why do you hate additional opportunities to change your plan?
As I said in my initial post on this Then make in Sep 15 to Dec 15th. I see Dec 15th is the cutoff for ACA coverage starting Jan 1st. I'm pointing out gotchas in the current way it works. Why do you like opportunities for people to change their plan that may cause their deductible and out of pocket costs to be reset, something that benefits insurance companies and not the Medicare enrollee? Why not actually have this work in, you know, a sensible, consumer friendly, fashion as I describe above?
xtomx said: ↑ Who is Calvin and why do we have to associate with his ball? I once had the temerity to ask the Director why masks were worn during the game. The terse answer was, ''Don't question the masks"! HAIL GRIMES!!!
Sorry. I did not know Calvin's last name was Ball. I actually looked up "Calvin Ball" and it showed a county official in New Jersey. I found that odd. I apologize to both you and @dapip. ...sorry
Yes, really. Look at every interaction, see who posted first, and who argued with that initial post...
For the last f'n time, I don't disagree with you, but you are making the wrong argument. Please move on from this discussion. Let us hope the next administration has something better.
If and when I find Medicare gotchas, I will post about them on this thread. If you don't like that, take it up with the moderators.
It's not complex. The period that M is complaining about, where existing MA members can change plans, was put in place to help people that may have made a bad choice and wish to change plans without having to wait a year to do so. It was put in place because people that were having issues weren't able to make a change to a plan that suits them better until the following fall enrollment period. In other words, M is complaining about a change CMS made to help people. I guess you can't please everyone.
Aha....I have BCBS of MA which is an Advantage plan....I even looked it up. It's quite a bit cheaper than what was available in Ca for the same coverage.
MA plans are great considering the only drawback is the network you need to stay in. But network isn’t an issue for the big carriers like BCBS and UHC.
That's a generalization. For example, UHC's Advantage plans exclude my current primary care physician. I am guessing that's because she is on the opposite side of the (SF) bay to me and because it's a densely populated area there is a small radius of included doctors. If I lived in Oakland, I could get a UHC plan that included her. Such are the "joys" of dealing with this stuff.
No...it's not fun. When I moved to Ca I talked to a guy like Stanger and he advised me to stay with BCBS of Ma due to cost and coverage. I can continue to stay in their program so long as I keep my payments current. If I stop I cannot re-enroll as I am no longer a resident of Ma.