Yes, but in these cases isn't the difference covered by insurance, rather than the player's own pocket?
I am not sure how it works in Bundesliga because this is actually about national laws about work and it's very complicated, so sorry if this post will be a bit long. In Italy, you would get paid by INAIL (public entity for all subordinate workers) +, as stated in the footballer's general category contract, Serie A (and generally all categories) forces clubs to get extra private insurances on some specific "key" injuries (death, disability, incidents, youngsters and even transports). However, from what I know INAIL pays 60% of your wage (other 40% covered by the club\company) from 5th injury day up to the 90th. After that, 75% of your wage and rest by the club until you are healed. All medical checks are also covered by INAIL. But as we saw, after 6 months the club can cut your wage by 50%, so, everything is recalculated - however since INAIL for the first month had to use the previous month's wage their part is still, for one month, based on the previous wage (lol) Getting extra private insurances is usually also part of an agent's work. For Bundesliga, we would have to know what are the league's indications, the general category contract of footballers if such thing exists in Germany (sorry for the ignorance), and the national laws. If Wikipedia is correct "workers unable to perform their current job due to injury or illness receive periodic payments of 80% of their prior gross earnings until returning to work" Here they key thing is "prior". Could it be last month? It is also not clear if, like Italy, this 80% is split between public resources and the club's. All I know is that the club after 42 days can stop paying, but in that case I am not sure if this means that he also stops getting money from the public entity and the rest is up to private insurances. Also, I think it might be different for injuries picked outside of work (in this case, outside of playing, training, etc). I remember this being very important in England and Spain. That said, as said the player is under contract and he can't play anyway, so there is no reason for him to terminate. And his injury wasn't a career-ending one apparently...
In Germany the employers continue paying for the first 6 weeks from the start of any injury. After that the health insurance is paying for up to 78 weeks, though the obligatory public one only covers up to 6000 Euro per month. Covering the remaining amount and time is responsibility of the players by insuring themselves through private health insurances. One common private insurance appears to be 1500 Euro per day during injury which costs around 2000 Euro per month. One article from 6 years ago claims only 5% of the players are actually prepared and have additional private health insurances.
In general, good agents that I know get the clubs to pay for these private insurances as a condition to the signing.
FWIW, Uchida is on Schalke's Europa League roster, suggesting that there is a non-zero chance that he returns before winter break.
http://www.fussball.news/uchida-koennte-in-drei-wochen-mit-dem-ball-trainieren/ S04 sporting director says that Uchida will be able to start training with the ball in 3 weeks and is cautiously optimistic that he may be able to play before the winter break, hence the aforementioned EL squad listing.
http://www.kicker.de/news/fussball/...oll-check_uchida-kann-belastung-steigern.html Uchida's MRI results were positive. He will have a followup exam in 4 weeks, after which he could potentially return to full training.
Uchida is back in team training. Atsuto #Uchida ist am Sonntag wieder ins #Schalke-r Mannschaftstraining eingestiegen. 😊💪🏻— Ruhr Nachrichten S04 (@RN_S04) October 16, 2016
Uchida comments on his current state: http://headlines.yahoo.co.jp/hl?a=20161024-00506828-soccerk-socc On the team: "The squad has plenty of players and just needs to gel. We have a lot of games in the schedule, which the manager uses to tinker with the lineup. We acquired a bunch of guys, so it's not like we're short-handed." On his knee: "I basically feel good to go. I've been asking the club to let me participate in full training, but with EL we don't have many full-intensity training sessions. I could join in, but my individual training is better for getting my physical condition up." On returning to match action: "There are always unexpected incidents in soccer. I might have to move at an awkward timing, slip, or an opponent might land on my body. Stuff happens, and there's always the risk of getting injured regardless of whether you're coming off surgery. My own movements are pretty back to where they were at least mentally, so it's a matter of whether I can withstand accidents and unexpected load. That being said, if the manager asks me to go, I'm ready." On Markus Weinzierl: "Well, I hit a few nice crosses during training and he winked and said, 'your knee's improving'. As far as the national team goes, honestly I'd like to go in November but I have to get some match time at Schalke first. Counting back from that milestone, I'd have to first return to full training and then make the bench, so really there wasn't any chance. But framing the recovery in those terms makes a big difference in terms of how I approach the rehab."
Schalke's sporting director remarked that the team is targeting the Europa League fixture vs Salzburg on 12/9 for Uchida's return.
Fantastic! Still think a fit Uchida is better than both Caicara and Riether, but they also signed Coke ahead of this season ( who have been injured ever since...) The problem though is that Schalke now play 3-5-2 and have gone away from a 4-back line under Weinzierl, and is Uchida good enough offensively to hold that RM/RWB/RW-position which currently Schöpf holds? Will be very nice to see him back wearing the royal blue uniform though!
Comeback! Just subbed in in min 82. Schalke playing in Salzburg, trailing by one goal. Edit: Lost 0-2, was a meaningless match anyway as Schalke was winning the group in any case. Uchida seemed fit and speedy.
TOOR für #Schalke! #Konoplyanka trifft zur 2:1-Führung unmittelbar nach der Pause. #Uchida hatte per Kopf aufgelegt. #S04— FC Schalke 04 (@s04) January 10, 2017 #Uchida enjoying his first run out since his return in the #UEL in December! Always great to see Uchi on the field! #S04InSpain 🇪🇸 2-1 pic.twitter.com/UCAXxVbvr1— FC Schalke 04 (@s04_en) January 10, 2017
🎥 #内田篤人 ドイツ語インタビュー1️⃣昨日のテストマッチを振り返ってくれました❗️ #s04 #S04InSpain 🇪🇸 pic.twitter.com/IpAoElhWMT— FCシャルケ04 (@s04_jp) January 11, 2017 🎥 #内田篤人 ドイツ語インタビュー2️⃣45分間プレーした今の心境を語ってくれています。#s04 #S04InSpain 🇪🇸 pic.twitter.com/svezXpEbx8— FCシャルケ04 (@s04_jp) January 11, 2017
Would'nt he have gotten some minutes if it all went the right way? Since he made the comeback 2 months ago. Schalke through in Europa Leauge.
Funny timing as the press (e.g. Kicker) reported today that he's planned to make his comeback together with Coke in a test match against Hannover 96 next Thursday.
Indeed. Unsere Start-1️⃣1️⃣ für das @GAZPROMGermania-Benefizspiel! #H96S04 #S04 pic.twitter.com/HIB5Zmm2oT— FC Schalke 04 (@s04) March 23, 2017
Weinzierl: "Coke, Atsuto Uchida and Franco Di Santo have shown after their long injury absences that they can go 90 minutes and can be considered options for the upcoming matches again."
Only info I found is that he (along with some other long time injured players like Coke) gets additional training to get closer to match fitness again.