Flirting with debt

[Brunsen]

What is the most debt I can accumulate before my account is locked? I’m thinking of jumping into the transfer market to boost my defense but may think twice if its really not worth it…

I currently have 1.5 million and would like to buy a couple of outstanding to brilliant defenders. I have been waiting all year for the prices to come down and they have but not to the extent that I would have liked. Should I wait it out to the end of the season and risk floundering deeper into league oblivion?

Any and all advice is welcomed. Thanks…

[CrewDust]

-$500,000 is the debt limit, below that and you could go bankrupt after five log ins at that level.

[fcsg]

What is the most debt I can accumulate before my account is locked? I’m thinking of jumping into the transfer market to boost my defense but may think twice if its really not worth it…

I currently have 1.5 million and would like to buy a couple of outstanding to brilliant defenders. I have been waiting all year for the prices to come down and they have but not to the extent that I would have liked. Should I wait it out to the end of the season and risk floundering deeper into league oblivion?

Any and all advice is welcomed. Thanks…You can't buy yourself deeper into debt than $-200k anyway. That's where you're not allowed to spend any more money. And this limit is already active when bidding on a player. Furthermore, paying interest rates sucks.

[Kermmy803]

You can't buy yourself deeper into debt than $-200k anyway. That's where you're not allowed to spend any more money. And this limit is already active when bidding on a player. Furthermore, paying interest rates sucks.

I believe it's that you can't make bids if your current debt is more than 200k. If the amount in parenthesis on your economy page is -199,999 or less, you will be able to bid on players. This is how you can get into debt up to $500k.

The -500k will limit you to 5 logins to correct the debt. This is calculated at the economic updates. If your amount of debt that is calculated at the last econ update is 500k or more, you will be limited to 5 logins to correct the debt by the next econ update. If you get below the 500k amount in debt by the next econ update and have not used up all your logins, you will resume unlimited logins. If you have utilized all your logins and the debt is not corrected by the next econ update, your team will be locked.

[kuhnscoot]

I believe it's that you can't make bids if your current debt is more than 200k. If the amount in parenthesis on your economy page is -199,999 or less, you will be able to bid on players. This is how you can get into debt up to $500k.



No, fcsg is right, you can't bid over 200K in debt, there have been numerous times where I have been bidding on multiple players and wanted to up a bid on one player but couldn't because I was unable to pass my 200K in debt.

[fcsg]

I believe it's that you can't make bids if your current debt is more than 200k. If the amount in parenthesis on your economy page is -199,999 or less, you will be able to bid on players. This is how you can get into debt up to $500k.No, you can't. I know it from my own experience. If you're at -190k, for example, you've only got 10k to spend on a player. And if you want to bid more, HT won't let you.

EDIT: Kuhnscoot beat me to it.

[AAGunner3]

What is the most debt I can accumulate before my account is locked? I’m thinking of jumping into the transfer market to boost my defense but may think twice if its really not worth it…

I currently have 1.5 million and would like to buy a couple of outstanding to brilliant defenders. I have been waiting all year for the prices to come down and they have but not to the extent that I would have liked. Should I wait it out to the end of the season and risk floundering deeper into league oblivion?

Any and all advice is welcomed. Thanks…

What are you doing flirting with debt, come on man, make a commitment and get married!

The end of the season usually sees a decrease in prices somehwhat. Unless you need them now, wait. But don't be suprised if you get in a bidding war at the end of the season. Some people will be making lates season moves to bolster their chances for possible quallies.

[BrianJames]

The end of the season usually sees a decrease in prices somehwhat. Unless you need them now, wait. But don't be suprised if you get in a bidding war at the end of the season. Some people will be making lates season moves to bolster their chances for possible quallies.

The last couple offseasons prices seemed very depressed from mid-season. I got some great deals on buys and lost a good amount on some sales too. Difference this offseason is there wont be any major cost adjustments like arena expansion that will force people to put off buying players.

[Kermmy803]

I stand corrected and glad to learn the correct scenario.

Then how is it that you can get to -500k debt to limit logins??? :confused:

[johno]

I stand corrected and glad to learn the correct scenario.

Then how is it that you can get to -500k debt to limit logins??? :confused:

consistently losing money,

if your wage bill, and expenses are higher than your income and you add interest due to being in debt you could creep towards that -500k mark.

[Craig P]

I stand corrected and glad to learn the correct scenario.

Then how is it that you can get to -500k debt to limit logins??? :confused:
Scenario a: Mismanagement on a grand scale that puts your team into bankruptcy.
Scenario b: Careless timing of player acquisition so that you finance a new purchase using a current bid on a player you have for sale, but the purchase takes place before the economic update and the sale goes through after.

[Kermmy803]

consistently losing money,

if your wage bill, and expenses are higher than your income and you add interest due to being in debt you could creep towards that -500k mark.

I understand that, but I have seen threads in conference where users have purchased players and got to that level. Then asked about the specifics of the limited logins and getting back to less than -500k. :confused:

[fcsg]

I understand that, but I have seen threads in conference where users have purchased players and got to that level. Then asked about the specifics of the limited logins and getting back to less than -500k. :confused:Could it be that they got to that level with arena expansions? Don't know how it works there. Or maybe they just had a hugely negative cash flow, which consistently got worse because of interest payments.

[BrianJames]

I understand that, but I have seen threads in conference where users have purchased players and got to that level. Then asked about the specifics of the limited logins and getting back to less than -500k. :confused:

Pretty sure you can go past the -200k debt limit for stadium expansion. If your fixed costs are high and you dont have home league/cup matches for a couple week to offset them, along with player acquisitions you can get deep into debt pretty quickly.

[Kermmy803]

Scenario a: Mismanagement on a grand scale that puts your team into bankruptcy.
Scenario b: Careless timing of player acquisition so that you finance a new purchase using a current bid on a player you have for sale, but the purchase takes place before the economic update and the sale goes through after.

Ok, I think I got it now.

I finance a purchase with money bid on one of my TL'd players around the econ updates on Sat.

My purchase goes through before the econ using the current bid on my TL player. Econ happens and I am actually -500k or more, then my TL sells afterwards getting me back in black, but I have limited myself to 5 logins until next econ due to -500k at the past econ. Correct?

[johno]

im a bit confused due to the wording, lack of concentration and the fact that I'm waiting on my curry to heat up in the microwave as I type, but as far as I know, you cannot spend money you don't yet have...

ie, if you have 500K in the bank and are selling a player for 500K you can't spend 1.2M, you can only spend 700K, 500K that you have and 200K into debt, of course, once the player is sold you'll get the money back, but it wont appear till the update.

[fcsg]

im a bit confused due to the wording, lack of concentration and the fact that I'm waiting on my curry to heat up in the microwave as I type, but as far as I know, you cannot spend money you don't yet have...

ie, if you have 500K in the bank and are selling a player for 500K you can't spend 1.2M, you can only spend 700K, 500K that you have and 200K into debt, of course, once the player is sold you'll get the money back, but it wont appear till the update.Yes, you can spend that money. It is considered in the calculation for the -200k limit.

[johno]

Yes, you can spend that money. It is considered in the calculation for the -200k limit.

i'm almost certain you cant... atleast, I have been unable to do this in the past, that was 2 seasons ago though, so i dont know if they've changed anything... and I don't stay in debt for more than 2weeks now so I cant see myself w/ the chance to test it any time soon...

[fcsg]

i'm almost certain you cant... atleast, I have been unable to do this in the past, that was 2 seasons ago though, so i dont know if they've changed anything... and I don't stay in debt for more than 2weeks now so I cant see myself w/ the chance to test it any time soon...From the rules (section "economy"):

Besides, you won't be allowed to purchase players if this will push your debts over 133 333 £. When you're about to place a bid the program will take into consideration other bids you've placed, and what's been offered for your own players listed for transfer.

[Craig P]

Ok, I think I got it now.

I finance a purchase with money bid on one of my TL'd players around the econ updates on Sat.

My purchase goes through before the econ using the current bid on my TL player. Econ happens and I am actually -500k or more, then my TL sells afterwards getting me back in black, but I have limited myself to 5 logins until next econ due to -500k at the past econ. Correct?Exactly. I know some people who have run into this before.