I would be much happier without the noisy kids across the street, but I understand that it's good for our property values to have a neighborhood that's good for families.
Ha! The kids can't move up to older classrooms with their friends until they master the "art," so to speak. Peer pressure, it's something they don't get at home. But I digress. What was the question, again?
Ours is handled by my wife's employer. My understanding is that it was a part of her health benefit package. I am going to look into the other types of FSA's that have been mentioned. I don't know if there are limitations for enrollment in them or not.
Yesterday was my first outdoor experience in this aspect with my 4 yo since he removed diapers... I mean usually a toilet is just a minute or two away,so you can dash for it even if you have to carry him, but we were in the most remote location of a big park... I was a little confused afterwards: They do require you to clean after your dog, so, am I suppose to pick the doddle?
The Republican was the one that organized the Barbecue.... Good friend even if we don't agree in politics...
In my experience, when you see one Republican there are likely many more. Republicans tend to travel in groups, and they actually leave tracks or pheromones so that other Republicans can find them. Allowing other Republicans to find them helps the Republican lifecycle continue. Republicans aren't attractive or much fun to deal with, but you've got to give them a bit of credit for being resourceful!
I only work through my employer on this, Stanger, and from that Wiki page, it seems that FSA's are only offered through employer plans of one sort of another. You implied that, in the past, you were able to take advantage of the $5,000 annual dependent care FSA. As that amount hasn't changed, I'd assume you can still do that, unless your wife's employer plan has changed since last year, for some reason:
Obamacare has dropped the limit to $2500. http://www.pselaw.com/2012/07/25/2013-flexible-spending-account-limits/
No. The limit for the healthcare FSA has been lowered. The limit for the dependent care FSA has not. You claim daycare expenses, summer camps, etc., on your dependent care FSA, NOT your healthcare FSA. http://www.wgains.com/Publications/Alerts.aspx?id=54
I have never seen a designation on what type of FSA we have. I know we have used it for everything from daycare expenses to eye surgery to purchasing wheelchairs. We were notified by my wife's HR department that due to a change in the laws the limit had been reduced. I will check and see if there is a DCFSA available to us.
Maybe you have two (that's what most employers offer). But there's no way in hell that the ACA lowered the amount you can claim for childcare. http://en.wikipedia.org/wiki/Flexible_spending_account
My days of claiming childcare are long gone with my youngest in 4th grade. As for the rest, I have never been aware of two separate FSA's, just one, and we used it for everything, as I stated above. We are going through our renewals and we were informed of the cap changing.
Well the details of your personal expenses aren't any of my business, of course. You mentioned out of pocket expenses for special needs kids. If those are healthcare related, it could be you'll take a hit on the lowering of the healthcare FSA amount. If you need coverage - not daycare, only, but other care necessary for a tax dependent - may be you can claim it on a dependent care FSA.Anyway, good luck straightening it all out. Our open enrollment period just ended. Woo-hoo.
Fixed now: http://www.newyorker.com/online/blogs/johncassidy/2012/11/cassidys-count-could-romney-still-win.html
He won't win because the New Black Panthers are preventing white conservatives from voting en masse. At least according to the internet
The plans are distinct. When I report (and remit) the funds we withhold from employees' checks, I report dependent care separate from medical care. They are two different pools of money with two different sets of rules. So before you get uptight about the new medical FSA limit, find out exactly what you're contributing to each plan. This information is available on your wife's paycheck stub, most likely.
I have been reporting it on our taxes for years as simply a FSA without any type of distinction. What I am getting uptight about is the 50% cut in the ceiling my wife's company told us about when we were doing our elections for the coming year. So, if they are enforcing the $2500 limit, it must be a healthcare FSA?