This is what I'm talking about. The exchanges will act like a giant purchasing pool. So therefore, if millions sign up, everyone on the exchanges will be able to afford far cheaper coverage than otherwise. I'm telling you because you will not learn it on your own. If the exchanges reach full enrollment, the plan works. If they do not, the plan might not work. You have to decide for yourself whether or not you can think about anything other than exhaling or inhaling long enough (before the oxygen deprivation takes over) to realize that you hold dissonant thoughts in your head.
Can you find out if you are elegible with out giving your personal information to the ACA exchage people, be it website or by paper? Plus the NSA already knows everything there is to know about you anyways. Shit I don't even know why people have to sign up, can the ACA website just talk to the NSA and get all our private information that way?
You do realize that the individual market pool could have been accomplished without the disastrous exchange site. Who do you think is the largest employer that provides health insurance to their employ? As for your statement that everyone will be able to afford far cheaper coverage than otherwise, that is being proven false. Too many are getting charged higher premiums for coverage they don't want or need.
Two things: 1) No, it's pretty universal across other countries that only governments have the resources to handle such a large pool of insurees. 2) Compare the average bronze plan quote on the exchange in any state to bronze plans not offered through the exchange. Pick any state you want.
Yes, the web tools will estimate whether or not you qualify based on income. Further, those estimates will probably be more acturate than this poor woman's:
Creating the pool (contracting with the insurance companies) and implementing how those policies are purchased are two different things. This would have worked much more smoother if people were able to purchase the exchange policies directly. For the record, I have not had any objections to creating the individual market pool. What I opposed was the mandatory aspect to it and the required coverages.
What is this world coming to? CNN following FoxNews on a story lead? Does MSNBC still citing ObamaCare as the best thing since sliced bread?
Look, you make outrageously false claims with no evidence to back them up. The Kaiser Institute has plenty of data for you to make a case. If you will not, it's because you have no faith in your beliefs. Or you're so ********ing dumb that all of your posts have proven that frequentists are right and that randomness will occur 5% of the time.
What false claims have I made? What does comparing a bronze plan at an insurance site compared to the exchange site prove? If an individual cannot afford the premiums for either, it makes no difference. Are you attempting to argue a point of any significance?
If you compare the price of a subsidized exchange bronze plan to an unsubsidized non-exchange bronze plan (as the Kaiser Institute has literally done for you), you will see that a much larger proportion of the population will be eligible for those plans. People who fall under the limit of affordability for those plans are eligible for the Medicaid expansion. The point of the law was to ensure that nobody would be left uncovered. So if you could show the difference in price between those two...
Hey Einstein, your argument is that by receiving a subsidy, it means that someone is getting it for cheaper? How many hours in grad school did it take for you to learn that? Meanwhile, those who do not qualify for any subsidy are paying higher premiums. What that the point of the law too? What exactly are you trying to prove? Do us a favor and bother us when you have something of significance to say.
You know who would be able to show what income level qualifies you for a subsidy? The Kaiser Institute. Can you please compare the two plans?
For what reason? I have been on that site numerous times. I have made comparisons for myself and family members. What is your point? If someone does not qualify for a subsidy, it costs them a good deal. And why is it that the law discriminates against those who do not purchase via the broken exchange if they are entitled to a subsidy? It also discriminates against those who might purchase through the exchange but are eligible to receive employee based insurance. Why is that?
So the goal is to make insurance affordable only for those below 400% of the poverty level, screw those at 401%?
And if you are making over 400% of poverty salaries chances are that you already have health insurance, most likely through your employer. In the cases where this does not happen, you can become part large pools of insurance buyers through the exchanges, where aa shown by the proposed prices, the premiums are lower than in the individual market.
Can you please cite some examples of this? Because all I can think of is ObamaCare success stories like Jessica Sanford....