IMO, the financial sector ruined the benefits of the other three aspects that you cited. There's always been a basic corruption in the Irish bank sustem, closely related to the government & the wealthy. Years ago, there were revelations about Ansbacher & DIRT accounts; methods of hiding income & assets from taxation. Powerful government figures used the major Irish banks as their piggy banks. Inquiries came & went. Few were punished. There were undoubtedly a lot of bribes in the zoning & building sectors. It seemed that almost everyone was making money, so few complained about the obvious problems in the system. Are pensions & welfare "rights" at all, much less "basic rights"? Must government guarantee everyone a stable job? Also, in Ireland, almost everyone benefitted from bank loans, whether to purchase homes, speculate in real estate, or use equity for cars & vacations. Now, almost everyone has to share in the pain. Are you serious? The EU has helped make the entire continent prosperous. It needs to be restructured, not destroyed.